Erik Peterson

Erik Peterson

(406) 544-6489

Assumable homes for sale in Big Lake, MN

26 homesFHA & VA loansrates from 2.20% vs 7.03% today

Big Lake assumption guide
13413 Riverview Drive, Elk River, MN, 55330 — assumable FHA mortgage at 2.81%
FHA
Active
18
$381,000$110,149 down
Rate
2.81%
7.03%today
Payment
$1,273/mo
$2,064today
  • 5beds
  • 2baths
  • 2,126sqft

13413 Riverview Drive, Elk River

317 River Street, Monticello, MN, 55362 — assumable FHA mortgage at 3.13%
FHA
Active
30
$290,000$105,720 down
Rate
3.13%
7.03%today
Payment
$909/mo
$1,415today
  • 4beds
  • 2baths
  • 2,158sqft

317 River Street, Monticello

10669 74th Street, Otsego, MN, 55301 — assumable FHA mortgage at 4.42%
FHA
Active
91
$365,000$32,515 down
Rate
4.42%
7.03%today
Payment
$1,804/mo
$2,398today
  • 3beds
  • 3baths
  • 2,247sqft

10669 74th Street, Otsego

567 135th Street, Monticello, MN, 55362 — assumable FHA mortgage at 2.20%
FHA
Active
52
$679,900$427,050 down
Rate
2.20%
7.03%today
Payment
$1,110/mo
$1,952today
  • 3beds
  • 3baths
  • 2,393sqft

567 135th Street, Monticello

7356 Kalland Circle, Otsego, MN, 55301 — assumable VA mortgage at 2.77%
VA
Active
26
$325,000$141,966 down
Rate
2.77%
7.03%today
Payment
$842/mo
$1,373today
  • 3beds
  • 3baths
  • 2,069sqft

7356 Kalland Circle, Otsego

8676 Fairhill Lane, Monticello, MN, 55362 — assumable VA mortgage at 2.80%
VA
Active
44
$394,900$184,835 down
Rate
2.80%
7.03%today
Payment
$972/mo
$1,579today
  • 5beds
  • 2baths
  • 2,231sqft

8676 Fairhill Lane, Monticello

19106 Engle Wood Drive, Big Lake, MN, 55309 — assumable FHA mortgage at 2.88%
FHA
Active
60
$325,000$302,225 down
Rate
2.88%
7.03%today
Payment
$111/mo
$174today
  • 3beds
  • 2baths
  • 1,560sqft

19106 Engle Wood Drive, Big Lake

4330 Sterling Drive, Big Lake, MN, 55309 — assumable VA mortgage at 2.90%
VA
Active
28
$399,900$287,943 down
Rate
2.90%
7.03%today
Payment
$657/mo
$980today
  • 5beds
  • 2baths
  • 2,372sqft

4330 Sterling Drive, Big Lake

18950 243rd Avenue, Big Lake, MN, 55309 — assumable VA mortgage at 2.98%
VA
Active
26
$500,000$241,688 down
Rate
2.98%
7.03%today
Payment
$1,220/mo
$1,935today
  • 2beds
  • 1baths
  • 2,432sqft

18950 243rd Avenue, Big Lake

18566 147th Street, Elk River, MN, 55330 — assumable VA mortgage at 3.31%
VA
Active
35
$399,000$147,669 down
Rate
3.31%
7.03%today
Payment
$1,272/mo
$1,935today
  • 4beds
  • 2baths
  • 2,016sqft

18566 147th Street, Elk River

11172 76th Street, Otsego, MN, 55301 — assumable FHA mortgage at 4.72%
FHA
Active
29
$242,500$27,852 down
Rate
4.72%
7.03%today
Payment
$1,200/mo
$1,540today
  • 2beds
  • 2baths
  • 1,525sqft

11172 76th Street, Otsego

24605 140th Street, Zimmerman, MN, 55398 — assumable FHA mortgage at 3.57%
FHA
Active
26
$359,900$209,176 down
Rate
3.57%
7.03%today
Payment
$867/mo
$1,278today
  • 3beds
  • 2baths
  • 1,344sqft

24605 140th Street, Zimmerman

19279 181st Avenue, Big Lake, MN, 55309 — assumable FHA mortgage at 3.58%
FHA
Active
39
$400,000$186,582 down
Rate
3.58%
7.03%today
Payment
$1,131/mo
$1,664today
  • 5beds
  • 2baths
  • 2,477sqft

19279 181st Avenue, Big Lake

18067 234th Avenue, Big Lake, MN, 55309 — assumable FHA mortgage at 3.60%
FHA
Active
25
$350,000$205,119 down
Rate
3.60%
7.03%today
Payment
$848/mo
$1,244today
  • 3beds
  • 2baths
  • 1,648sqft

18067 234th Avenue, Big Lake

13474 Forrest Drive, Becker, MN, 55308 — assumable VA mortgage at 4.99%
VA
Active
35
$339,900$38,294 down
Rate
4.99%
7.03%today
Payment
$1,722/mo
$2,143today
  • 4beds
  • 2baths
  • 1,903sqft

13474 Forrest Drive, Becker

8526 Gateway Circle, Monticello, MN, 55362 — assumable FHA mortgage at 4.72%
FHA
Active
34
$315,000$74,105 down
Rate
4.72%
7.03%today
Payment
$1,346/mo
$1,728today
  • 3beds
  • 2baths
  • 1,904sqft

8526 Gateway Circle, Monticello

18335 241 1/2 Avenue, Big Lake, MN, 55309 — assumable FHA mortgage at 4.17%
FHA
Active
12
$419,900$251,394 down
Rate
4.17%
7.03%today
Payment
$1,015/mo
$1,390today
  • 4beds
  • 2baths
  • 2,100sqft

18335 241 1/2 Avenue, Big Lake

8358 Lamont Avenue, Otsego, MN, 55330 — assumable FHA mortgage at 6.34%
FHA
Active
47
$560,000$50,607 down
Rate
6.34%
7.03%today
Payment
$3,194/mo
$3,429today
  • 5beds
  • 3baths
  • 2,682sqft

8358 Lamont Avenue, Otsego

12258 71st Street, Elk River, MN, 55330 — assumable FHA mortgage at 7.50%
FHA
Active
30
$454,000$30,809 down
Rate
7.50%
7.03%today
Payment
$3,041/mo
$2,903today
  • 4beds
  • 4baths
  • 2,242sqft

12258 71st Street, Elk River

7905 Lambert Avenue, Otsego, MN, 55301 — assumable FHA mortgage at 6.81%
FHA
Active
42
$449,900$64,228 down
Rate
6.81%
7.03%today
Payment
$2,608/mo
$2,667today
  • 5beds
  • 3baths
  • 2,373sqft

7905 Lambert Avenue, Otsego

20264 180th Court, Big Lake, MN, 55309 — assumable VA mortgage at 6.82%
VA
Active
37
$470,000$55,500 down
Rate
6.82%
7.03%today
Payment
$2,776/mo
$2,836today
  • 5beds
  • 3baths
  • 2,998sqft

20264 180th Court, Big Lake

705 River Street, Monticello, MN, 55362 — assumable VA mortgage at 6.90%
VA
Active
46
$399,900$47,268 down
Rate
6.90%
7.03%today
Payment
$2,410/mo
$2,442today
  • 4beds
  • 3baths
  • 2,664sqft

705 River Street, Monticello

12555 Hillside Lane, Becker, MN, 55308 — assumable VA mortgage at 6.73%
VA
Active
37
$330,000$74,028 down
Rate
6.73%
7.03%today
Payment
$1,693/mo
$1,745today
  • 4beds
  • 2baths
  • 1,921sqft

12555 Hillside Lane, Becker

4124 Eaton Circle, Monticello, MN, 55362 — assumable FHA mortgage at 6.57%
FHA
Active
19
$384,999$20,443 down
Rate
6.57%
7.03%today
Payment
$2,406/mo
$2,522today
  • 3beds
  • 2baths
  • 1,357sqft

4124 Eaton Circle, Monticello

2641 Oak Ridge Drive, Monticello, MN, 55362 — assumable FHA mortgage at 6.63%
FHA
Active
35
$395,000$381,076 down
Rate
6.63%
7.03%today
Payment
$94/mo
$97today
  • 4beds
  • 3baths
  • 2,266sqft

2641 Oak Ridge Drive, Monticello

9243 Goodrich Drive, Monticello, MN, 55362 — assumable FHA mortgage at 6.76%
FHA
Active
29
$226,000$162,926 down
Rate
6.76%
7.03%today
Payment
$415/mo
$427today
  • 3beds
  • 2baths
  • 1,488sqft

9243 Goodrich Drive, Monticello

Assuming a mortgage in Big Lake

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.03%), so you can see the saving before you tour.

Lowest existing rate
2.20%
Lowest existing payment
$415 /mo
Median cash to assume
$126,058
Erik Peterson

Erik Peterson

Realtor License: #9328

Proven Realty

erik@provenrealtynd.com+14065446489Proven Realty logo
Equal Housing Opportunity

Proven Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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