Assumable homes for sale in Clear Lake, MN

4 homesVA & FHA loansrates from 2.31% vs 7.03% today

Clear Lake assumption guide

3531 12th Avenue, Saint Cloud, MN, 56304 — assumable VA mortgage at 2.31%

Active

$385,000$247,694 down

Rate: 2.31%; ~~7.03%~~today
Payment: $729/mo; ~~$1,177~~today

4beds
2baths
2,836sqft

3531 12th Avenue, Saint Cloud

13474 Forrest Drive, Becker, MN, 55308 — assumable VA mortgage at 4.99%

Active

$339,900$38,294 down

Rate: 4.99%; ~~7.03%~~today
Payment: $1,722/mo; ~~$2,143~~today

4beds
2baths
1,903sqft

13474 Forrest Drive, Becker

1029 Nicole Avenue, Clearwater, MN, 55320 — assumable FHA mortgage at 6.96%

FHA

Active

$359,900$35,777 down

Rate: 6.96%; ~~7.03%~~today
Payment: $2,219/mo; ~~$2,234~~today

3beds
2baths
1,300sqft

1029 Nicole Avenue, Clearwater

12555 Hillside Lane, Becker, MN, 55308 — assumable VA mortgage at 6.73%

Active

$330,000$74,028 down

Rate: 6.73%; ~~7.03%~~today
Payment: $1,693/mo; ~~$1,745~~today

4beds
2baths
1,921sqft

12555 Hillside Lane, Becker

Assuming a mortgage in Clear Lake

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.03%), so you can see the saving before you tour.

Lowest existing rate: 2.31%
Lowest existing payment: $729 /mo
Median cash to assume: $56,161