Erik Peterson

Erik Peterson

Assumable homes for sale in Howard Lake, MN

9 homesFHA & VA loansrates from 2.88% vs 7.03% today

Howard Lake assumption guide
108 Charity Circle, Montrose, MN, 55363 — assumable VA mortgage at 2.88%
VA
Active
46
$339,900$69,118 down
Rate
2.88%
7.03%today
Payment
$1,256/mo
$2,019today
  • 3beds
  • 2baths
  • 1,792sqft

108 Charity Circle, Montrose

106 Garner Circle, Montrose, MN, 55363 — assumable FHA mortgage at 3.76%
FHA
Active
38
$244,900$33,126 down
Rate
3.76%
7.03%today
Payment
$1,073/mo
$1,544today
  • 3beds
  • 2baths
  • 1,584sqft

106 Garner Circle, Montrose

5600 Imhoff Avenue, Howard Lake, MN, 55349 — assumable VA mortgage at 3.15%
VA
Active
50
$379,900$136,683 down
Rate
3.15%
7.03%today
Payment
$1,199/mo
$1,862today
  • 4beds
  • 2baths
  • 2,385sqft

5600 Imhoff Avenue, Howard Lake

111 Hill Street, Montrose, MN, 55363 — assumable FHA mortgage at 2.98%
FHA
Active
52
$375,000$152,477 down
Rate
2.98%
7.03%today
Payment
$1,053/mo
$1,671today
  • 3beds
  • 2baths
  • 1,515sqft

111 Hill Street, Montrose

1111 Natalie Avenue, Montrose, MN, 55363 — assumable FHA mortgage at 5.10%
FHA
Active
29
$244,900Potential short sale
Rate
5.10%
7.03%today
Payment
$1,593/mo
$1,958today
  • 3beds
  • 3baths
  • 1,764sqft

1111 Natalie Avenue, Montrose

1110 Natalie Avenue, Montrose, MN, 55363 — assumable FHA mortgage at 7.08%
FHA
Active
7
$349,900$48,158 down
Rate
7.08%
7.03%today
Payment
$2,107/mo
$2,096today
  • 4beds
  • 2baths
  • 2,234sqft

1110 Natalie Avenue, Montrose

529 1st Street, Montrose, MN, 55363 — assumable FHA mortgage at 7.50%
FHA
Active
49
$339,900$89,977 down
Rate
7.50%
7.03%today
Payment
$1,793/mo
$1,711today
  • 4beds
  • 3baths
  • 2,328sqft

529 1st Street, Montrose

5590 Jeffery Avenue, Howard Lake, MN, 55349 — assumable FHA mortgage at 6.62%
FHA
Active
26
$324,999$212,885 down
Rate
6.62%
7.03%today
Payment
$1,198/mo
$1,249today
  • 4beds
  • 2baths
  • 1,692sqft

5590 Jeffery Avenue, Howard Lake

207 7th Street, Waverly, MN, 55390 — assumable FHA mortgage at 6.76%
FHA
Active
59
$225,000$214,226 down
Rate
6.76%
7.03%today
Payment
$80/mo
$82today
  • 3beds
  • 2baths
  • 1,142sqft

207 7th Street, Waverly

Assuming a mortgage in Howard Lake

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.03%), so you can see the saving before you tour.

Lowest existing rate
2.88%
Lowest existing payment
$1,053 /mo
Median cash to assume
$113,330
Erik Peterson

Erik Peterson

Realtor License: #9328

Proven Realty

erik@provenrealtynd.com+14065446489Proven Realty logo
Equal Housing Opportunity

Proven Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.