Erik Peterson

Erik Peterson

(406) 544-6489

Assumable homes for sale in Montana

134 homesVA & FHA loansrates from 2.20% vs 7.03% today

Montana assumption guide
210 4th Avenue, Big Timber, MT, 59011 — assumable FHA mortgage at 2.96%
FHATop pick
Active
19
$320,000$18,857 down
Rate
2.96%
7.03%today
Payment
$1,425/mo
$2,267today
  • 2beds
  • 2baths
  • 973sqft

210 4th Avenue, Big Timber

5670 Vulk Drive, Helena, MT, 59602 — assumable VA mortgage at 2.90%
VA
Active
55
$785,000$95,455 down
Rate
2.90%
7.03%today
Payment
$3,191/mo
$5,116today
  • 5beds
  • 3baths
  • 3,264sqft

5670 Vulk Drive, Helena

1501 Central Avenue, Great Falls, MT, 59401 — assumable VA mortgage at 3.45%
VA
Active
18
$300,000$50,375 down
Rate
3.45%
7.03%today
Payment
$1,225/mo
$1,832today
  • 4beds
  • 2baths
  • 1,299sqft

1501 Central Avenue, Great Falls

884 Wapiti Mountain Road, Butte, MT, 59701 — assumable VA mortgage at 2.94%
VA
Active
40
$900,000$207,086 down
Rate
2.94%
7.03%today
Payment
$3,272/mo
$5,218today
  • 4beds
  • 3baths
  • 3,824sqft

884 Wapiti Mountain Road, Butte

1856 Phillips Avenue, Butte, MT, 59701 — assumable VA mortgage at 3.08%
VA
Active
21
$295,000$88,036 down
Rate
3.08%
7.03%today
Payment
$997/mo
$1,562today
  • 2beds
  • 1baths
  • 937sqft

1856 Phillips Avenue, Butte

19 Russell Lateral, Fort Shaw, MT, 59443 — assumable VA mortgage at 3.85%
VA
Active
38
$400,000$60,285 down
Rate
3.85%
7.03%today
Payment
$1,735/mo
$2,469today
  • 3beds
  • 2baths
  • 2,224sqft

19 Russell Lateral, Fort Shaw

505 5th Avenue, Williston, ND, 58801 — assumable FHA mortgage at 2.74%
FHA
Active
20
$245,000$77,569 down
Rate
2.74%
7.03%today
Payment
$781/mo
$1,278today
  • 4beds
  • 1baths
  • —sqft

505 5th Avenue, Williston

15 Sapphire Way, Sheridan, MT, 59749 — assumable FHA mortgage at 2.96%
FHA
Active
18
$410,000$105,464 down
Rate
2.96%
7.03%today
Payment
$1,441/mo
$2,293today
  • 3beds
  • 2baths
  • 1,344sqft

15 Sapphire Way, Sheridan

1527 Mineral Road, Helena, MT, 59602 — assumable VA mortgage at 2.96%
VA
Active
46
$510,000$147,447 down
Rate
2.96%
7.03%today
Payment
$1,716/mo
$2,729today
  • 4beds
  • 3baths
  • 3,016sqft

1527 Mineral Road, Helena

313 Cherry Street, Townsend, MT, 59644 — assumable VA mortgage at 3.06%
VA
Active
44
$390,000$122,407 down
Rate
3.06%
7.03%today
Payment
$1,283/mo
$2,015today
  • 3beds
  • 2baths
  • 1,512sqft

313 Cherry Street, Townsend

322 Alder Street, Anaconda, MT, 59711 — assumable VA mortgage at 3.06%
VA
Active
18
$189,000$66,453 down
Rate
3.06%
7.03%today
Payment
$588/mo
$923today
  • 4beds
  • 1baths
  • 1,602sqft

322 Alder Street, Anaconda

208 4th Avenue, Watford City, ND, 58854 — assumable FHA mortgage at 3.06%
FHA
Active
33
$335,000$134,580 down
Rate
3.06%
7.03%today
Payment
$961/mo
$1,509today
  • 4beds
  • 2baths
  • —sqft

208 4th Avenue, Watford City

3225 Wheat Ridge Street, Williston, ND, 58801 — assumable FHA mortgage at 3.06%
FHA
Active
63
$480,000$158,962 down
Rate
3.06%
7.03%today
Payment
$1,539/mo
$2,418today
  • 4beds
  • 3baths
  • —sqft

3225 Wheat Ridge Street, Williston

611 Jefferson Street, Three Forks, MT, 59752 — assumable FHA mortgage at 3.76%
FHA
Active
29
$490,000$129,677 down
Rate
3.76%
7.03%today
Payment
$1,826/mo
$2,627today
  • 3beds
  • 3baths
  • 1,342sqft

611 Jefferson Street, Three Forks

217 8th Avenue, Shelby, MT, 59474 — assumable VA mortgage at 2.20%
VA
Active
50
$287,000$126,189 down
Rate
2.20%
7.03%today
Payment
$706/mo
$1,241today
  • 5beds
  • 2baths
  • 2,540sqft

217 8th Avenue, Shelby

413 33rd Avenue, Great Falls, MT, 59404 — assumable VA mortgage at 2.26%
VA
Active
59
$479,000$263,872 down
Rate
2.26%
7.03%today
Payment
$1,947/mo
$2,675today
  • 3beds
  • 3baths
  • 2,664sqft

413 33rd Avenue, Great Falls

55 Meadows Loop, Great Falls, MT, 59404 — assumable VA mortgage at 2.36%
VA
Active
38
$459,900$242,528 down
Rate
2.36%
7.03%today
Payment
$948/mo
$1,632today
  • 5beds
  • 3baths
  • 2,344sqft

55 Meadows Loop, Great Falls

940 Expedition Trail, Helena, MT, 59602 — assumable VA mortgage at 2.67%
VA
Active
33
$499,500$370,959 down
Rate
2.67%
7.03%today
Payment
$705/mo
$1,093today
  • 3beds
  • 3baths
  • 1,794sqft

940 Expedition Trail, Helena

4583 Victoria Drive, Helena, MT, 59602 — assumable VA mortgage at 2.68%
VA
Active
26
$399,000$190,174 down
Rate
2.68%
7.03%today
Payment
$970/mo
$1,599today
  • 3beds
  • 2baths
  • 1,680sqft

4583 Victoria Drive, Helena

1905 Boulder Avenue, Helena, MT, 59601 — assumable VA mortgage at 2.71%
VA
Active
23
$340,000$190,097 down
Rate
2.71%
7.03%today
Payment
$698/mo
$1,147today
  • 3beds
  • 2baths
  • 1,628sqft

1905 Boulder Avenue, Helena

325 Darwin Road, Helena, MT, 59602 — assumable VA mortgage at 2.73%
VA
Active
59
$750,000$471,189 down
Rate
2.73%
7.03%today
Payment
$1,299/mo
$2,128today
  • 5beds
  • 3baths
  • 3,376sqft

325 Darwin Road, Helena

110 Buffalo Trail, Livingston, MT, 59047 — assumable VA mortgage at 2.74%
VA
Active
63
$850,000$506,595 down
Rate
2.74%
7.03%today
Payment
$1,601/mo
$2,621today
  • 3beds
  • 2baths
  • 2,040sqft

110 Buffalo Trail, Livingston

14726 Lambert Street, Williston, ND, 58801 — assumable VA mortgage at 2.77%
VA
Active
48
$845,000$390,548 down
Rate
2.77%
7.03%today
Payment
$2,131/mo
$3,474today
  • 6beds
  • 4baths
  • —sqft

14726 Lambert Street, Williston

12368 Truax Street, Epping, ND, 58843 — assumable FHA mortgage at 2.81%
FHA
Active
25
$205,000$90,048 down
Rate
2.81%
7.03%today
Payment
$544/mo
$882today
  • 3beds
  • 2baths
  • —sqft

12368 Truax Street, Epping

1423 4th Avenue, Great Falls, MT, 59401 — assumable VA mortgage at 2.83%
VA
Active
76
$599,999$311,333 down
Rate
2.83%
7.03%today
Payment
$1,369/mo
$2,215today
  • 6beds
  • 4baths
  • 4,625sqft

1423 4th Avenue, Great Falls

5288 Stallion Ridge Drive, Helena, MT, 59602 — assumable VA mortgage at 2.87%
VA
Active
59
$575,000$331,230 down
Rate
2.87%
7.03%today
Payment
$1,161/mo
$1,868today
  • 3beds
  • 2baths
  • 1,637sqft

5288 Stallion Ridge Drive, Helena

2425 9th Avenue, Great Falls, MT, 59405 — assumable FHA mortgage at 2.89%
FHA
Active
18
$426,999$232,475 down
Rate
2.89%
7.03%today
Payment
$931/mo
$1,494today
  • 4beds
  • 2baths
  • 1,908sqft

2425 9th Avenue, Great Falls

2665 Placer Street, Butte, MT, 59701 — assumable FHA mortgage at 2.90%
FHA
Active
42
$299,000$148,665 down
Rate
2.90%
7.03%today
Payment
$699/mo
$1,120today
  • 3beds
  • 1baths
  • 1,734sqft

2665 Placer Street, Butte

13 Desert Drive, Townsend, MT, 59644 — assumable FHA mortgage at 2.98%
FHA
Active
35
$450,000$258,274 down
Rate
2.98%
7.03%today
Payment
$905/mo
$1,436today
  • 3beds
  • 2baths
  • 1,188sqft

13 Desert Drive, Townsend

304 Larime Street, White Sulphur Springs, MT, 59645 — assumable VA mortgage at 3.00%
VA
Active
17
$299,000$263,627 down
Rate
3.00%
7.03%today
Payment
$205/mo
$325today
  • 1beds
  • 1baths
  • 896sqft

304 Larime Street, White Sulphur Springs

1420 13th Avenue, Great Falls, MT, 59404 — assumable VA mortgage at 3.01%
VA
Active
38
$425,000$373,595 down
Rate
3.01%
7.03%today
Payment
$1,056/mo
$1,376today
  • 2beds
  • 1baths
  • 1,896sqft

1420 13th Avenue, Great Falls

23 Quartz Avenue, Basin, MT, 59631 — assumable VA mortgage at 3.02%
VA
Active
22
$250,000$158,563 down
Rate
3.02%
7.03%today
Payment
$446/mo
$704today
  • 3beds
  • 2baths
  • 1,695sqft

23 Quartz Avenue, Basin

190 Floweree Avenue, Simms, MT, 59477 — assumable FHA mortgage at 3.02%
FHA
Active
57
$349,999$181,397 down
Rate
3.02%
7.03%today
Payment
$822/mo
$1,297today
  • 4beds
  • 2baths
  • 2,352sqft

190 Floweree Avenue, Simms

43 Centurion Way, Whitehall, MT, 59759 — assumable VA mortgage at 3.02%
VA
Active
61
$799,900$626,968 down
Rate
3.02%
7.03%today
Payment
$827/mo
$1,306today
  • 4beds
  • 3baths
  • 3,136sqft

43 Centurion Way, Whitehall

2821 US Highway 87, Billings, MT, 59101 — assumable FHA mortgage at 3.02%
FHA
Active
13
$379,000$184,436 down
Rate
3.02%
7.03%today
Payment
$925/mo
$1,460today
  • 3beds
  • 2baths
  • 1,620sqft

2821 US Highway 87, Billings

1004 10th Avenue, Great Falls, MT, 59404 — assumable VA mortgage at 3.09%
VA
Active
26
$360,000$153,469 down
Rate
3.09%
7.03%today
Payment
$980/mo
$1,534today
  • 4beds
  • 2baths
  • 2,050sqft

1004 10th Avenue, Great Falls

Assuming a mortgage in Montana

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.03%), so you can see the saving before you tour.

Lowest existing rate
2.20%
Lowest existing payment
$302 /mo
Median cash to assume
$137,836
Erik Peterson

Erik Peterson

Realtor License: #9328

Proven Realty

erik@provenrealtynd.com+14065446489Proven Realty logo
Equal Housing Opportunity

Proven Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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