Erik Peterson

Erik Peterson

(406) 544-6489

Assumable homes for sale in Otsego, MN

62 homesFHA & VA loansrates from 2.77% vs 7.03% today

Otsego assumption guide
10288 Kali Avenue, Albertville, MN, 55301 — assumable VA mortgage at 2.81%
VA
Active
40
$455,000$95,818 down
Rate
2.81%
7.03%today
Payment
$1,684/mo
$2,731today
  • 4beds
  • 3baths
  • 3,007sqft

10288 Kali Avenue, Albertville

13413 Riverview Drive, Elk River, MN, 55330 — assumable FHA mortgage at 2.81%
FHA
Active
18
$381,000$110,149 down
Rate
2.81%
7.03%today
Payment
$1,273/mo
$2,064today
  • 5beds
  • 2baths
  • 2,126sqft

13413 Riverview Drive, Elk River

10396 Karston Avenue, Albertville, MN, 55301 — assumable FHA mortgage at 3.02%
FHA
Active
54
$400,000$114,068 down
Rate
3.02%
7.03%today
Payment
$1,390/mo
$2,195today
  • 4beds
  • 4baths
  • 3,226sqft

10396 Karston Avenue, Albertville

4998 Kama Lane, Albertville, MN, 55301 — assumable VA mortgage at 3.07%
VA
Active
39
$448,000$101,499 down
Rate
3.07%
7.03%today
Payment
$1,638/mo
$2,569today
  • 4beds
  • 4baths
  • 2,630sqft

4998 Kama Lane, Albertville

15213 Tiger Street, Ramsey, MN, 55303 — assumable FHA mortgage at 3.10%
FHA
Active
22
$425,000$117,409 down
Rate
3.10%
7.03%today
Payment
$1,459/mo
$2,280today
  • 4beds
  • 3baths
  • 2,183sqft

15213 Tiger Street, Ramsey

4533 Lasalle Avenue, Saint Michael, MN, 55376 — assumable VA mortgage at 3.76%
VA
Active
46
$499,500$95,883 down
Rate
3.76%
7.03%today
Payment
$2,045/mo
$2,943today
  • 4beds
  • 4baths
  • 3,228sqft

4533 Lasalle Avenue, Saint Michael

10669 74th Street, Otsego, MN, 55301 — assumable FHA mortgage at 4.42%
FHA
Active
91
$365,000$32,515 down
Rate
4.42%
7.03%today
Payment
$1,804/mo
$2,398today
  • 3beds
  • 3baths
  • 2,247sqft

10669 74th Street, Otsego

7356 Kalland Circle, Otsego, MN, 55301 — assumable VA mortgage at 2.77%
VA
Active
26
$325,000$141,966 down
Rate
2.77%
7.03%today
Payment
$842/mo
$1,373today
  • 3beds
  • 3baths
  • 2,069sqft

7356 Kalland Circle, Otsego

19106 Engle Wood Drive, Big Lake, MN, 55309 — assumable FHA mortgage at 2.88%
FHA
Active
60
$325,000$302,225 down
Rate
2.88%
7.03%today
Payment
$111/mo
$174today
  • 3beds
  • 2baths
  • 1,560sqft

19106 Engle Wood Drive, Big Lake

4330 Sterling Drive, Big Lake, MN, 55309 — assumable VA mortgage at 2.90%
VA
Active
28
$399,900$287,943 down
Rate
2.90%
7.03%today
Payment
$657/mo
$980today
  • 5beds
  • 2baths
  • 2,372sqft

4330 Sterling Drive, Big Lake

18566 147th Street, Elk River, MN, 55330 — assumable VA mortgage at 3.31%
VA
Active
35
$399,000$147,669 down
Rate
3.31%
7.03%today
Payment
$1,272/mo
$1,935today
  • 4beds
  • 2baths
  • 2,016sqft

18566 147th Street, Elk River

101 Carissa Lane, Saint Michael, MN, 55376 — assumable VA mortgage at 3.02%
VA
Active
51
$425,000$174,668 down
Rate
3.02%
7.03%today
Payment
$1,198/mo
$1,891today
  • 3beds
  • 2baths
  • 1,894sqft

101 Carissa Lane, Saint Michael

13761 Dorothy Drive, Rogers, MN, 55374 — assumable FHA mortgage at 3.16%
FHA
Active
54
$384,900$158,531 down
Rate
3.16%
7.03%today
Payment
$1,120/mo
$1,737today
  • 4beds
  • 3baths
  • 3,063sqft

13761 Dorothy Drive, Rogers

11172 76th Street, Otsego, MN, 55301 — assumable FHA mortgage at 4.72%
FHA
Active
29
$242,500$27,852 down
Rate
4.72%
7.03%today
Payment
$1,200/mo
$1,540today
  • 2beds
  • 2baths
  • 1,525sqft

11172 76th Street, Otsego

18087 Vance Circle, Elk River, MN, 55330 — assumable FHA mortgage at 3.44%
FHA
Active
32
$244,900$138,081 down
Rate
3.44%
7.03%today
Payment
$613/mo
$917today
  • 2beds
  • 2baths
  • 1,420sqft

18087 Vance Circle, Elk River

8098 Padgett Avenue, Otsego, MN, 55330 — assumable FHA mortgage at 5.27%
FHA
Active
47
$420,000$9,677 down
Rate
5.27%
7.03%today
Payment
$2,418/mo
$2,916today
  • 4beds
  • 4baths
  • 2,775sqft

8098 Padgett Avenue, Otsego

13525 Oakwood Drive, Rogers, MN, 55374 — assumable FHA mortgage at 3.53%
FHA
Active
32
$465,000$304,590 down
Rate
3.53%
7.03%today
Payment
$1,062/mo
$1,573today
  • 3beds
  • 3baths
  • 2,249sqft

13525 Oakwood Drive, Rogers

19279 181st Avenue, Big Lake, MN, 55309 — assumable FHA mortgage at 3.58%
FHA
Active
39
$400,000$186,582 down
Rate
3.58%
7.03%today
Payment
$1,131/mo
$1,664today
  • 5beds
  • 2baths
  • 2,477sqft

19279 181st Avenue, Big Lake

9690 52nd Lane, Saint Michael, MN, 55376 — assumable VA mortgage at 5.10%
VA
Active
32
$460,000$44,640 down
Rate
5.10%
7.03%today
Payment
$2,410/mo
$2,962today
  • 4beds
  • 3baths
  • 2,326sqft

9690 52nd Lane, Saint Michael

13720 Vinewood Lane, Dayton, MN, 55327 — assumable FHA mortgage at 3.71%
FHA
Active
48
$439,900$233,718 down
Rate
3.71%
7.03%today
Payment
$1,229/mo
$1,779today
  • 2beds
  • 3baths
  • 2,082sqft

13720 Vinewood Lane, Dayton

17872 Tyler Street, Elk River, MN, 55330 — assumable FHA mortgage at 3.92%
FHA
Active
46
$425,000$183,128 down
Rate
3.92%
7.03%today
Payment
$1,392/mo
$1,965today
  • 5beds
  • 4baths
  • 2,875sqft

17872 Tyler Street, Elk River

8526 Gateway Circle, Monticello, MN, 55362 — assumable FHA mortgage at 4.72%
FHA
Active
34
$315,000$74,105 down
Rate
4.72%
7.03%today
Payment
$1,346/mo
$1,728today
  • 3beds
  • 2baths
  • 1,904sqft

8526 Gateway Circle, Monticello

17179 Monroe Drive, Elk River, MN, 55330 — assumable VA mortgage at 3.95%
VA
Active
26
$265,000$125,039 down
Rate
3.95%
7.03%today
Payment
$804/mo
$1,131today
  • 2beds
  • 2baths
  • 1,590sqft

17179 Monroe Drive, Elk River

8710 Parkington Avenue, Otsego, MN, 55330 — assumable FHA mortgage at 6.83%
FHA
Active
43
$325,000Potential short sale
Rate
6.83%
7.03%today
Payment
$2,206/mo
$2,251today
  • 3beds
  • 3baths
  • 1,906sqft

8710 Parkington Avenue, Otsego

10695 51st Street, Albertville, MN, 55301 — assumable VA mortgage at 6.94%
VA
Active
14
$378,900Potential short sale
Rate
6.94%
7.03%today
Payment
$2,750/mo
$2,776today
  • 5beds
  • 3baths
  • 2,220sqft

10695 51st Street, Albertville

10132 188th Avenue, Elk River, MN, 55330 — assumable FHA mortgage at 7.22%
FHA
Active
30
$360,000$13,116 down
Rate
7.22%
7.03%today
Payment
$2,410/mo
$2,365today
  • 3beds
  • 2baths
  • 1,166sqft

10132 188th Avenue, Elk River

6142 Maclynn Avenue, Otsego, MN, 55301 — assumable FHA mortgage at 7.31%
FHA
Active
16
$242,000$5,808 down
Rate
7.31%
7.03%today
Payment
$1,668/mo
$1,622today
  • 2beds
  • 2baths
  • 1,472sqft

6142 Maclynn Avenue, Otsego

17021 61st Court, Otsego, MN, 55330 — assumable FHA mortgage at 5.51%
FHA
Active
63
$485,000$57,701 down
Rate
5.51%
7.03%today
Payment
$2,584/mo
$3,033today
  • 5beds
  • 3baths
  • 2,602sqft

17021 61st Court, Otsego

8358 Lamont Avenue, Otsego, MN, 55330 — assumable FHA mortgage at 6.34%
FHA
Active
47
$560,000$50,607 down
Rate
6.34%
7.03%today
Payment
$3,194/mo
$3,429today
  • 5beds
  • 3baths
  • 2,682sqft

8358 Lamont Avenue, Otsego

17182 Nixon Court, Elk River, MN, 55330 — assumable FHA mortgage at 6.54%
FHA
Active
33
$244,900$16,518 down
Rate
6.54%
7.03%today
Payment
$1,508/mo
$1,586today
  • 2beds
  • 2baths
  • 1,422sqft

17182 Nixon Court, Elk River

18762 Grant Street, Elk River, MN, 55330 — assumable FHA mortgage at 6.95%
FHA
Active
38
$374,900$12,218 down
Rate
6.95%
7.03%today
Payment
$2,437/mo
$2,456today
  • 3beds
  • 2baths
  • 1,410sqft

18762 Grant Street, Elk River

4355 Kaelin Circle, Saint Michael, MN, 55376 — assumable VA mortgage at 7.08%
VA
Active
29
$435,000$24,418 down
Rate
7.08%
7.03%today
Payment
$2,870/mo
$2,855today
  • 5beds
  • 4baths
  • 3,008sqft

4355 Kaelin Circle, Saint Michael

12258 71st Street, Elk River, MN, 55330 — assumable FHA mortgage at 7.50%
FHA
Active
30
$454,000$30,809 down
Rate
7.50%
7.03%today
Payment
$3,041/mo
$2,903today
  • 4beds
  • 4baths
  • 2,242sqft

12258 71st Street, Elk River

7905 Lambert Avenue, Otsego, MN, 55301 — assumable FHA mortgage at 6.81%
FHA
Active
42
$449,900$64,228 down
Rate
6.81%
7.03%today
Payment
$2,608/mo
$2,667today
  • 5beds
  • 3baths
  • 2,373sqft

7905 Lambert Avenue, Otsego

20264 180th Court, Big Lake, MN, 55309 — assumable VA mortgage at 6.82%
VA
Active
37
$470,000$55,500 down
Rate
6.82%
7.03%today
Payment
$2,776/mo
$2,836today
  • 5beds
  • 3baths
  • 2,998sqft

20264 180th Court, Big Lake

21311 Nowthen Boulevard, Elk River, MN, 55330 — assumable FHA mortgage at 6.85%
FHA
Active
35
$389,900$69,718 down
Rate
6.85%
7.03%today
Payment
$2,140/mo
$2,180today
  • 3beds
  • 2baths
  • 1,900sqft

21311 Nowthen Boulevard, Elk River

Assuming a mortgage in Otsego

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.03%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$415 /mo
Median cash to assume
$141,966
Erik Peterson

Erik Peterson

Realtor License: #9328

Proven Realty

erik@provenrealtynd.com+14065446489Proven Realty logo
Equal Housing Opportunity

Proven Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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