Erik Peterson

Erik Peterson

(406) 544-6489

Assumable homes for sale in Ramsey, MN

76 homesFHA & VA loansrates from 2.73% vs 7.03% today

Ramsey assumption guide
11840 Vintage Street, Coon Rapids, MN, 55433 — assumable VA mortgage at 3.11%
VA
Active
41
$249,000$46,310 down
Rate
3.11%
7.03%today
Payment
$958/mo
$1,495today
  • 3beds
  • 2baths
  • 1,641sqft

11840 Vintage Street, Coon Rapids

13413 Riverview Drive, Elk River, MN, 55330 — assumable FHA mortgage at 2.81%
FHA
Active
18
$381,000$110,149 down
Rate
2.81%
7.03%today
Payment
$1,273/mo
$2,064today
  • 5beds
  • 2baths
  • 2,126sqft

13413 Riverview Drive, Elk River

12789 Breckenridge Lane, Rogers, MN, 55374 — assumable VA mortgage at 2.88%
VA
Active
45
$475,000$122,938 down
Rate
2.88%
7.03%today
Payment
$1,633/mo
$2,625today
  • 3beds
  • 3baths
  • 2,070sqft

12789 Breckenridge Lane, Rogers

12420 Pineview Trail, Dayton, MN, 55327 — assumable VA mortgage at 2.96%
VA
Active
27
$365,000$88,427 down
Rate
2.96%
7.03%today
Payment
$1,309/mo
$2,082today
  • 3beds
  • 2baths
  • 1,915sqft

12420 Pineview Trail, Dayton

15459 Iodine Ridge, Ramsey, MN, 55303 — assumable FHA mortgage at 3.09%
FHA
Active
50
$279,900$59,421 down
Rate
3.09%
7.03%today
Payment
$1,047/mo
$1,638today
  • 3beds
  • 3baths
  • 1,763sqft

15459 Iodine Ridge, Ramsey

15213 Tiger Street, Ramsey, MN, 55303 — assumable FHA mortgage at 3.10%
FHA
Active
22
$425,000$117,409 down
Rate
3.10%
7.03%today
Payment
$1,459/mo
$2,280today
  • 4beds
  • 3baths
  • 2,183sqft

15213 Tiger Street, Ramsey

15513 Sodium Street, Ramsey, MN, 55303 — assumable FHA mortgage at 3.18%
FHA
Active
17
$249,900$91,338 down
Rate
3.18%
7.03%today
Payment
$788/mo
$1,219today
  • 3beds
  • 3baths
  • 1,390sqft

15513 Sodium Street, Ramsey

13137 Crooked Lake Boulevard, Coon Rapids, MN, 55448 — assumable FHA mortgage at 2.73%
FHA
Active
58
$399,900$202,816 down
Rate
2.73%
7.03%today
Payment
$914/mo
$1,497today
  • 4beds
  • 2baths
  • 1,938sqft

13137 Crooked Lake Boulevard, Coon Rapids

1541 Franklin Lane, Anoka, MN, 55303 — assumable VA mortgage at 2.81%
VA
Active
27
$449,900$275,585 down
Rate
2.81%
7.03%today
Payment
$823/mo
$1,335today
  • 4beds
  • 2baths
  • 1,785sqft

1541 Franklin Lane, Anoka

11430 Jay Street, Coon Rapids, MN, 55433 — assumable FHA mortgage at 2.86%
FHA
Active
17
$249,900$235,818 down
Rate
2.86%
7.03%today
Payment
$65/mo
$105today
  • 3beds
  • 2baths
  • 1,381sqft

11430 Jay Street, Coon Rapids

14025 Partridge Street, Andover, MN, 55304 — assumable FHA mortgage at 2.90%
FHA
Active
23
$350,000$342,681 down
Rate
2.90%
7.03%today
Payment
$35/mo
$56today
  • 3beds
  • 2baths
  • 1,652sqft

14025 Partridge Street, Andover

2553 11th Avenue, Anoka, MN, 55303 — assumable FHA mortgage at 3.10%
FHA
Active
30
$289,900$283,829 down
Rate
3.10%
7.03%today
Payment
$31/mo
$47today
  • 3beds
  • 2baths
  • 1,819sqft

2553 11th Avenue, Anoka

14175 Barium Street, Ramsey, MN, 55303 — assumable FHA mortgage at 3.40%
FHA
Active
25
$349,900$120,739 down
Rate
3.40%
7.03%today
Payment
$1,176/mo
$1,769today
  • 4beds
  • 2baths
  • 1,630sqft

14175 Barium Street, Ramsey

13761 Dorothy Drive, Rogers, MN, 55374 — assumable FHA mortgage at 3.16%
FHA
Active
54
$384,900$158,531 down
Rate
3.16%
7.03%today
Payment
$1,120/mo
$1,737today
  • 4beds
  • 3baths
  • 3,063sqft

13761 Dorothy Drive, Rogers

18087 Vance Circle, Elk River, MN, 55330 — assumable FHA mortgage at 3.44%
FHA
Active
32
$244,900$138,081 down
Rate
3.44%
7.03%today
Payment
$613/mo
$917today
  • 2beds
  • 2baths
  • 1,420sqft

18087 Vance Circle, Elk River

8098 Padgett Avenue, Otsego, MN, 55330 — assumable FHA mortgage at 5.27%
FHA
Active
47
$420,000$9,677 down
Rate
5.27%
7.03%today
Payment
$2,418/mo
$2,916today
  • 4beds
  • 4baths
  • 2,775sqft

8098 Padgett Avenue, Otsego

10465 Partridge Street, Coon Rapids, MN, 55433 — assumable FHA mortgage at 3.50%
FHA
Active
19
$440,000$283,762 down
Rate
3.50%
7.03%today
Payment
$948/mo
$1,409today
  • 6beds
  • 3baths
  • 3,288sqft

10465 Partridge Street, Coon Rapids

1883 121st Lane #911, Coon Rapids, MN, 55448 — assumable FHA mortgage at 3.50%
FHA
Active
20
$204,995$204,995 down
Rate
3.50%
7.03%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,052sqft

1883 121st Lane #911, Coon Rapids

13525 Oakwood Drive, Rogers, MN, 55374 — assumable FHA mortgage at 3.53%
FHA
Active
32
$465,000$304,590 down
Rate
3.53%
7.03%today
Payment
$1,062/mo
$1,573today
  • 3beds
  • 3baths
  • 2,249sqft

13525 Oakwood Drive, Rogers

16001 Nowthen Boulevard, Andover, MN, 55303 — assumable FHA mortgage at 3.59%
FHA
Active
44
$459,900$306,429 down
Rate
3.59%
7.03%today
Payment
$902/mo
$1,326today
  • 6beds
  • 4baths
  • 3,286sqft

16001 Nowthen Boulevard, Andover

6650 153rd Lane, Ramsey, MN, 55303 — assumable FHA mortgage at 3.64%
FHA
Active
32
$399,000$220,794 down
Rate
3.64%
7.03%today
Payment
$939/mo
$1,372today
  • 4beds
  • 3baths
  • 1,983sqft

6650 153rd Lane, Ramsey

13720 Vinewood Lane, Dayton, MN, 55327 — assumable FHA mortgage at 3.71%
FHA
Active
48
$439,900$233,718 down
Rate
3.71%
7.03%today
Payment
$1,229/mo
$1,779today
  • 2beds
  • 3baths
  • 2,082sqft

13720 Vinewood Lane, Dayton

10920 Xeon Street, Coon Rapids, MN, 55433 — assumable FHA mortgage at 3.73%
FHA
Active
27
$349,900$148,210 down
Rate
3.73%
7.03%today
Payment
$1,080/mo
$1,560today
  • 2beds
  • 2baths
  • 1,645sqft

10920 Xeon Street, Coon Rapids

6925 169th Lane, Ramsey, MN, 55303 — assumable FHA mortgage at 3.75%
FHA
Active
51
$544,900$332,146 down
Rate
3.75%
7.03%today
Payment
$1,498/mo
$2,159today
  • 4beds
  • 3baths
  • 2,558sqft

6925 169th Lane, Ramsey

12217 Drake Street, Coon Rapids, MN, 55448 — assumable VA mortgage at 5.30%
VA
Active
40
$259,900$24,797 down
Rate
5.30%
7.03%today
Payment
$1,388/mo
$1,668today
  • 3beds
  • 2baths
  • 1,800sqft

12217 Drake Street, Coon Rapids

10569 Grouse Circle, Coon Rapids, MN, 55433 — assumable FHA mortgage at 3.88%
FHA
Active
15
$189,900$114,553 down
Rate
3.88%
7.03%today
Payment
$518/mo
$734today
  • 2beds
  • 2baths
  • 980sqft

10569 Grouse Circle, Coon Rapids

17872 Tyler Street, Elk River, MN, 55330 — assumable FHA mortgage at 3.92%
FHA
Active
46
$425,000$183,128 down
Rate
3.92%
7.03%today
Payment
$1,392/mo
$1,965today
  • 5beds
  • 4baths
  • 2,875sqft

17872 Tyler Street, Elk River

343 Sunrise Lane, Champlin, MN, 55316 — assumable VA mortgage at 5.23%
VA
Active
56
$425,000$58,632 down
Rate
5.23%
7.03%today
Payment
$2,150/mo
$2,605today
  • 4beds
  • 2baths
  • 2,133sqft

343 Sunrise Lane, Champlin

17179 Monroe Drive, Elk River, MN, 55330 — assumable VA mortgage at 3.95%
VA
Active
26
$265,000$125,039 down
Rate
3.95%
7.03%today
Payment
$804/mo
$1,131today
  • 2beds
  • 2baths
  • 1,590sqft

17179 Monroe Drive, Elk River

12125 Drake Street, Coon Rapids, MN, 55448 — assumable FHA mortgage at 4.00%
FHA
Active
$200,000$122,687 down
Rate
4.00%
7.03%today
Payment
$488/mo
$681today
  • 2beds
  • 1baths
  • 1,080sqft

12125 Drake Street, Coon Rapids

2315 138th Lane, Andover, MN, 55304 — assumable FHA mortgage at 5.30%
FHA
Active
30
$339,999$53,679 down
Rate
5.30%
7.03%today
Payment
$1,695/mo
$2,037today
  • 3beds
  • 2baths
  • 1,629sqft

2315 138th Lane, Andover

5261 167th Avenue, Andover, MN, 55304 — assumable FHA mortgage at 6.58%
FHA
Active
35
$489,900Potential short sale
Rate
6.58%
7.03%today
Payment
$3,236/mo
$3,388today
  • 5beds
  • 4baths
  • 2,840sqft

5261 167th Avenue, Andover

8710 Parkington Avenue, Otsego, MN, 55330 — assumable FHA mortgage at 6.83%
FHA
Active
43
$325,000Potential short sale
Rate
6.83%
7.03%today
Payment
$2,206/mo
$2,251today
  • 3beds
  • 3baths
  • 1,906sqft

8710 Parkington Avenue, Otsego

10132 188th Avenue, Elk River, MN, 55330 — assumable FHA mortgage at 7.22%
FHA
Active
30
$360,000$13,116 down
Rate
7.22%
7.03%today
Payment
$2,410/mo
$2,365today
  • 3beds
  • 2baths
  • 1,166sqft

10132 188th Avenue, Elk River

17021 61st Court, Otsego, MN, 55330 — assumable FHA mortgage at 5.51%
FHA
Active
63
$485,000$57,701 down
Rate
5.51%
7.03%today
Payment
$2,584/mo
$3,033today
  • 5beds
  • 3baths
  • 2,602sqft

17021 61st Court, Otsego

12257 Drake Street, Coon Rapids, MN, 55448 — assumable FHA mortgage at 4.54%
FHA
Active
19
$239,900$90,277 down
Rate
4.54%
7.03%today
Payment
$897/mo
$1,176today
  • 3beds
  • 2baths
  • 1,712sqft

12257 Drake Street, Coon Rapids

Assuming a mortgage in Ramsey

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.03%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$488 /mo
Median cash to assume
$135,047
Erik Peterson

Erik Peterson

Realtor License: #9328

Proven Realty

erik@provenrealtynd.com+14065446489Proven Realty logo
Equal Housing Opportunity

Proven Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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