Erik Peterson

Erik Peterson

(406) 544-6489

Assumable homes for sale in St. Michael, MN

58 homesFHA & VA loansrates from 2.77% vs 7.03% today

St. Michael assumption guide
10288 Kali Avenue, Albertville, MN, 55301 — assumable VA mortgage at 2.81%
VA
Active
40
$455,000$95,818 down
Rate
2.81%
7.03%today
Payment
$1,684/mo
$2,731today
  • 4beds
  • 3baths
  • 3,007sqft

10288 Kali Avenue, Albertville

13413 Riverview Drive, Elk River, MN, 55330 — assumable FHA mortgage at 2.81%
FHA
Active
18
$381,000$110,149 down
Rate
2.81%
7.03%today
Payment
$1,273/mo
$2,064today
  • 5beds
  • 2baths
  • 2,126sqft

13413 Riverview Drive, Elk River

12789 Breckenridge Lane, Rogers, MN, 55374 — assumable VA mortgage at 2.88%
VA
Active
45
$475,000$122,938 down
Rate
2.88%
7.03%today
Payment
$1,633/mo
$2,625today
  • 3beds
  • 3baths
  • 2,070sqft

12789 Breckenridge Lane, Rogers

10396 Karston Avenue, Albertville, MN, 55301 — assumable FHA mortgage at 3.02%
FHA
Active
54
$400,000$114,068 down
Rate
3.02%
7.03%today
Payment
$1,390/mo
$2,195today
  • 4beds
  • 4baths
  • 3,226sqft

10396 Karston Avenue, Albertville

4998 Kama Lane, Albertville, MN, 55301 — assumable VA mortgage at 3.07%
VA
Active
39
$448,000$101,499 down
Rate
3.07%
7.03%today
Payment
$1,638/mo
$2,569today
  • 4beds
  • 4baths
  • 2,630sqft

4998 Kama Lane, Albertville

4533 Lasalle Avenue, Saint Michael, MN, 55376 — assumable VA mortgage at 3.76%
VA
Active
46
$499,500$95,883 down
Rate
3.76%
7.03%today
Payment
$2,045/mo
$2,943today
  • 4beds
  • 4baths
  • 3,228sqft

4533 Lasalle Avenue, Saint Michael

10669 74th Street, Otsego, MN, 55301 — assumable FHA mortgage at 4.42%
FHA
Active
91
$365,000$32,515 down
Rate
4.42%
7.03%today
Payment
$1,804/mo
$2,398today
  • 3beds
  • 3baths
  • 2,247sqft

10669 74th Street, Otsego

7356 Kalland Circle, Otsego, MN, 55301 — assumable VA mortgage at 2.77%
VA
Active
26
$325,000$141,966 down
Rate
2.77%
7.03%today
Payment
$842/mo
$1,373today
  • 3beds
  • 3baths
  • 2,069sqft

7356 Kalland Circle, Otsego

8676 Fairhill Lane, Monticello, MN, 55362 — assumable VA mortgage at 2.80%
VA
Active
44
$394,900$184,835 down
Rate
2.80%
7.03%today
Payment
$972/mo
$1,579today
  • 5beds
  • 2baths
  • 2,231sqft

8676 Fairhill Lane, Monticello

101 Carissa Lane, Saint Michael, MN, 55376 — assumable VA mortgage at 3.02%
VA
Active
51
$425,000$174,668 down
Rate
3.02%
7.03%today
Payment
$1,198/mo
$1,891today
  • 3beds
  • 2baths
  • 1,894sqft

101 Carissa Lane, Saint Michael

11267 16th Street, Saint Michael, MN, 55376 — assumable FHA mortgage at 3.38%
FHA
Active
24
$254,900$92,713 down
Rate
3.38%
7.03%today
Payment
$788/mo
$1,189today
  • 2beds
  • 2baths
  • 1,478sqft

11267 16th Street, Saint Michael

10761 Crow Hassan Park Road, Hanover, MN, 55341 — assumable FHA mortgage at 3.10%
FHA
Active
47
$350,000$201,105 down
Rate
3.10%
7.03%today
Payment
$702/mo
$1,096today
  • 4beds
  • 2baths
  • 1,870sqft

10761 Crow Hassan Park Road, Hanover

13761 Dorothy Drive, Rogers, MN, 55374 — assumable FHA mortgage at 3.16%
FHA
Active
54
$384,900$158,531 down
Rate
3.16%
7.03%today
Payment
$1,120/mo
$1,737today
  • 4beds
  • 3baths
  • 3,063sqft

13761 Dorothy Drive, Rogers

11172 76th Street, Otsego, MN, 55301 — assumable FHA mortgage at 4.72%
FHA
Active
29
$242,500$27,852 down
Rate
4.72%
7.03%today
Payment
$1,200/mo
$1,540today
  • 2beds
  • 2baths
  • 1,525sqft

11172 76th Street, Otsego

8098 Padgett Avenue, Otsego, MN, 55330 — assumable FHA mortgage at 5.27%
FHA
Active
47
$420,000$9,677 down
Rate
5.27%
7.03%today
Payment
$2,418/mo
$2,916today
  • 4beds
  • 4baths
  • 2,775sqft

8098 Padgett Avenue, Otsego

13525 Oakwood Drive, Rogers, MN, 55374 — assumable FHA mortgage at 3.53%
FHA
Active
32
$465,000$304,590 down
Rate
3.53%
7.03%today
Payment
$1,062/mo
$1,573today
  • 3beds
  • 3baths
  • 2,249sqft

13525 Oakwood Drive, Rogers

9690 52nd Lane, Saint Michael, MN, 55376 — assumable VA mortgage at 5.10%
VA
Active
32
$460,000$44,640 down
Rate
5.10%
7.03%today
Payment
$2,410/mo
$2,962today
  • 4beds
  • 3baths
  • 2,326sqft

9690 52nd Lane, Saint Michael

17872 Tyler Street, Elk River, MN, 55330 — assumable FHA mortgage at 3.92%
FHA
Active
46
$425,000$183,128 down
Rate
3.92%
7.03%today
Payment
$1,392/mo
$1,965today
  • 5beds
  • 4baths
  • 2,875sqft

17872 Tyler Street, Elk River

8526 Gateway Circle, Monticello, MN, 55362 — assumable FHA mortgage at 4.72%
FHA
Active
34
$315,000$74,105 down
Rate
4.72%
7.03%today
Payment
$1,346/mo
$1,728today
  • 3beds
  • 2baths
  • 1,904sqft

8526 Gateway Circle, Monticello

17179 Monroe Drive, Elk River, MN, 55330 — assumable VA mortgage at 3.95%
VA
Active
26
$265,000$125,039 down
Rate
3.95%
7.03%today
Payment
$804/mo
$1,131today
  • 2beds
  • 2baths
  • 1,590sqft

17179 Monroe Drive, Elk River

10122 Shadyview Lane, Maple Grove, MN, 55311 — assumable VA mortgage at 6.30%
VA
Active
50
$899,000Potential short sale
Rate
6.30%
7.03%today
Payment
$5,941/mo
$6,405today
  • 5beds
  • 5baths
  • 4,545sqft

10122 Shadyview Lane, Maple Grove

8710 Parkington Avenue, Otsego, MN, 55330 — assumable FHA mortgage at 6.83%
FHA
Active
43
$325,000Potential short sale
Rate
6.83%
7.03%today
Payment
$2,206/mo
$2,251today
  • 3beds
  • 3baths
  • 1,906sqft

8710 Parkington Avenue, Otsego

10695 51st Street, Albertville, MN, 55301 — assumable VA mortgage at 6.94%
VA
Active
14
$378,900Potential short sale
Rate
6.94%
7.03%today
Payment
$2,750/mo
$2,776today
  • 5beds
  • 3baths
  • 2,220sqft

10695 51st Street, Albertville

6142 Maclynn Avenue, Otsego, MN, 55301 — assumable FHA mortgage at 7.31%
FHA
Active
16
$242,000$5,808 down
Rate
7.31%
7.03%today
Payment
$1,668/mo
$1,622today
  • 2beds
  • 2baths
  • 1,472sqft

6142 Maclynn Avenue, Otsego

17021 61st Court, Otsego, MN, 55330 — assumable FHA mortgage at 5.51%
FHA
Active
63
$485,000$57,701 down
Rate
5.51%
7.03%today
Payment
$2,584/mo
$3,033today
  • 5beds
  • 3baths
  • 2,602sqft

17021 61st Court, Otsego

8358 Lamont Avenue, Otsego, MN, 55330 — assumable FHA mortgage at 6.34%
FHA
Active
47
$560,000$50,607 down
Rate
6.34%
7.03%today
Payment
$3,194/mo
$3,429today
  • 5beds
  • 3baths
  • 2,682sqft

8358 Lamont Avenue, Otsego

17182 Nixon Court, Elk River, MN, 55330 — assumable FHA mortgage at 6.54%
FHA
Active
33
$244,900$16,518 down
Rate
6.54%
7.03%today
Payment
$1,508/mo
$1,586today
  • 2beds
  • 2baths
  • 1,422sqft

17182 Nixon Court, Elk River

20840 Hidden Ponds Drive, Rogers, MN, 55374 — assumable VA mortgage at 6.95%
VA
Active
81
$625,000$55,594 down
Rate
6.95%
7.03%today
Payment
$3,851/mo
$3,882today
  • 5beds
  • 4baths
  • 3,842sqft

20840 Hidden Ponds Drive, Rogers

4355 Kaelin Circle, Saint Michael, MN, 55376 — assumable VA mortgage at 7.08%
VA
Active
29
$435,000$24,418 down
Rate
7.08%
7.03%today
Payment
$2,870/mo
$2,855today
  • 5beds
  • 4baths
  • 3,008sqft

4355 Kaelin Circle, Saint Michael

12258 71st Street, Elk River, MN, 55330 — assumable FHA mortgage at 7.50%
FHA
Active
30
$454,000$30,809 down
Rate
7.50%
7.03%today
Payment
$3,041/mo
$2,903today
  • 4beds
  • 4baths
  • 2,242sqft

12258 71st Street, Elk River

7905 Lambert Avenue, Otsego, MN, 55301 — assumable FHA mortgage at 6.81%
FHA
Active
42
$449,900$64,228 down
Rate
6.81%
7.03%today
Payment
$2,608/mo
$2,667today
  • 5beds
  • 3baths
  • 2,373sqft

7905 Lambert Avenue, Otsego

11601 19th Street, Saint Michael, MN, 55376 — assumable VA mortgage at 4.875%
VA
Active
36
$619,990$619,990 down
Rate
4.875%
7.03%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 2,958sqft

11601 19th Street, Saint Michael

2730 Kepler Avenue, Saint Michael, MN, 55376 — assumable VA mortgage at 4.875%
VA
Active
19
$316,990$316,990 down
Rate
4.875%
7.03%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,921sqft

2730 Kepler Avenue, Saint Michael

2928 Kepler Avenue, Saint Michael, MN, 55376 — assumable FHA mortgage at 5.125%
FHA
Active
24
$319,900$325,000 down
Rate
5.125%
7.03%today
Payment
—/mo
  • 3beds
  • 3baths
  • 1,942sqft

2928 Kepler Avenue, Saint Michael

13646 Ringneck Way, Rogers, MN, 55374 — assumable FHA mortgage at 6.81%
FHA
Active
25
$340,000$88,781 down
Rate
6.81%
7.03%today
Payment
$1,660/mo
$1,697today
  • 4beds
  • 3baths
  • 1,637sqft

13646 Ringneck Way, Rogers

11500 19th Street, Saint Michael, MN, 55376 — assumable FHA mortgage at 5.25%
FHA
Active
53
$699,990$699,990 down
Rate
5.25%
7.03%today
Payment
$0/mo
  • 5beds
  • 4baths
  • 3,624sqft

11500 19th Street, Saint Michael

Assuming a mortgage in St. Michael

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.03%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$415 /mo
Median cash to assume
$162,926
Erik Peterson

Erik Peterson

Realtor License: #9328

Proven Realty

erik@provenrealtynd.com+14065446489Proven Realty logo
Equal Housing Opportunity

Proven Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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