Erik Peterson

Erik Peterson

(406) 544-6489

Assumable homes for sale in South Dakota

200 homesFHA & VA loansrates from 2.15% vs 7.03% today

South Dakota assumption guide
715 Boulder Pass Street, Jordan, MN, 55352 — assumable FHA mortgage at 2.77%
FHA
Active
39
$365,000$51,189 down
Rate
2.77%
7.03%today
Payment
$1,475/mo
$2,405today
  • 3beds
  • 2baths
  • 1,582sqft

715 Boulder Pass Street, Jordan

102 2nd Avenue, Hazen, ND, 58545 — assumable FHA mortgage at 2.81%
FHA
Active
57
$215,000$31,939 down
Rate
2.81%
7.03%today
Payment
$868/mo
$1,408today
  • 4beds
  • 4baths
  • —sqft

102 2nd Avenue, Hazen

1992 Great Bend Boulevard, Windom, MN, 56101 — assumable VA mortgage at 2.87%
VA
Active
29
$285,000$40,535 down
Rate
2.87%
7.03%today
Payment
$1,140/mo
$1,835today
  • 3beds
  • 2baths
  • 1,596sqft

1992 Great Bend Boulevard, Windom

121 5th Street, Montevideo, MN, 56265 — assumable FHA mortgage at 2.88%
FHA
Active
35
$229,000$44,926 down
Rate
2.88%
7.03%today
Payment
$856/mo
$1,375today
  • 4beds
  • 3baths
  • 2,791sqft

121 5th Street, Montevideo

1849 29th Street Circle, Moorhead, MN, 56560 — assumable FHA mortgage at 2.94%
FHA
Active
42
$260,000$45,365 down
Rate
2.94%
7.03%today
Payment
$1,035/mo
$1,651today
  • 4beds
  • 3baths
  • 2,284sqft

1849 29th Street Circle, Moorhead

302 14th Street, Sartell, MN, 56377 — assumable FHA mortgage at 2.94%
FHA
Active
28
$269,900$103,269 down
Rate
2.94%
7.03%today
Payment
$801/mo
$1,278today
  • 2beds
  • 2baths
  • 1,616sqft

302 14th Street, Sartell

16297 360th Avenue, Frazee, MN, 56544 — assumable FHA mortgage at 2.96%
FHA
Active
43
$319,900$62,566 down
Rate
2.96%
7.03%today
Payment
$1,215/mo
$1,933today
  • 4beds
  • 2baths
  • 2,908sqft

16297 360th Avenue, Frazee

1630 11 Avenue, Fargo, ND, 58103 — assumable VA mortgage at 2.97%
VA
Active
29
$200,000$34,739 down
Rate
2.97%
7.03%today
Payment
$785/mo
$1,247today
  • 4beds
  • 3baths
  • 1,914sqft

1630 11 Avenue, Fargo

300 State Street, Belle Plaine, MN, 56011 — assumable VA mortgage at 2.98%
VA
Active
33
$235,000$20,864 down
Rate
2.98%
7.03%today
Payment
$1,011/mo
$1,604today
  • 4beds
  • 2baths
  • 1,354sqft

300 State Street, Belle Plaine

280 Colfax Avenue, Hector, MN, 55342 — assumable FHA mortgage at 2.99%
FHA
Active
34
$260,000$42,016 down
Rate
2.99%
7.03%today
Payment
$1,021/mo
$1,618today
  • 5beds
  • 4baths
  • 2,582sqft

280 Colfax Avenue, Hector

26 4th Avenue, Saint Joseph, MN, 56374 — assumable FHA mortgage at 3.45%
FHA
Active
25
$287,000$40,988 down
Rate
3.45%
7.03%today
Payment
$1,205/mo
$1,802today
  • 4beds
  • 2baths
  • 2,126sqft

26 4th Avenue, Saint Joseph

18512 568th Avenue, Mankato, MN, 56001 — assumable VA mortgage at 2.67%
VA
Active
79
$549,900$140,478 down
Rate
2.67%
7.03%today
Payment
$1,899/mo
$3,136today
  • 4beds
  • 4baths
  • 3,276sqft

18512 568th Avenue, Mankato

1430 11th Street, Fargo, ND, 58102 — assumable VA mortgage at 2.80%
VA
Active
22
$210,000$46,640 down
Rate
2.80%
7.03%today
Payment
$756/mo
$1,228today
  • 3beds
  • 2baths
  • 1,528sqft

1430 11th Street, Fargo

1426 23rd Street, Fargo, ND, 58103 — assumable FHA mortgage at 2.81%
FHA
Active
56
$399,900$113,955 down
Rate
2.81%
7.03%today
Payment
$1,337/mo
$2,169today
  • 4beds
  • 4baths
  • 2,708sqft

1426 23rd Street, Fargo

10288 Kali Avenue, Albertville, MN, 55301 — assumable VA mortgage at 2.81%
VA
Active
40
$455,000$95,818 down
Rate
2.81%
7.03%today
Payment
$1,684/mo
$2,731today
  • 4beds
  • 3baths
  • 3,007sqft

10288 Kali Avenue, Albertville

4131 75th Street, Pennock, MN, 56279 — assumable VA mortgage at 2.84%
VA
Active
36
$375,000$85,144 down
Rate
2.84%
7.03%today
Payment
$1,344/mo
$2,172today
  • 4beds
  • 2baths
  • 2,350sqft

4131 75th Street, Pennock

4312 10th Street, Moorhead, MN, 56560 — assumable VA mortgage at 2.84%
VA
Active
36
$389,900$87,131 down
Rate
2.84%
7.03%today
Payment
$1,404/mo
$2,269today
  • 4beds
  • 4baths
  • 2,649sqft

4312 10th Street, Moorhead

1670 Peach Court, Sauk Rapids, MN, 56379 — assumable VA mortgage at 2.87%
VA
Active
34
$284,900$84,430 down
Rate
2.87%
7.03%today
Payment
$933/mo
$1,501today
  • 3beds
  • 2baths
  • 1,718sqft

1670 Peach Court, Sauk Rapids

5509 44th Avenue, Fargo, ND, 58104 — assumable VA mortgage at 2.87%
VA
Active
31
$270,000$56,289 down
Rate
2.87%
7.03%today
Payment
$997/mo
$1,604today
  • 3beds
  • 2baths
  • 2,056sqft

5509 44th Avenue, Fargo

108 Charity Circle, Montrose, MN, 55363 — assumable VA mortgage at 2.88%
VA
Active
46
$339,900$69,118 down
Rate
2.88%
7.03%today
Payment
$1,256/mo
$2,019today
  • 3beds
  • 2baths
  • 1,792sqft

108 Charity Circle, Montrose

1411 Riverpointe Road, Watertown, MN, 55388 — assumable FHA mortgage at 2.94%
FHA
Active
33
$288,900$56,880 down
Rate
2.94%
7.03%today
Payment
$1,101/mo
$1,755today
  • 3beds
  • 2baths
  • 1,340sqft

1411 Riverpointe Road, Watertown

624 Montrose Boulevard, Buffalo, MN, 55313 — assumable FHA mortgage at 2.95%
FHA
Active
39
$280,000$81,614 down
Rate
2.95%
7.03%today
Payment
$938/mo
$1,494today
  • 4beds
  • 3baths
  • 2,816sqft

624 Montrose Boulevard, Buffalo

1413 Shires Drive, Mandan, ND, 58554 — assumable VA mortgage at 2.98%
VA
Active
29
$395,000$116,203 down
Rate
2.98%
7.03%today
Payment
$1,319/mo
$2,093today
  • 4beds
  • 3baths
  • —sqft

1413 Shires Drive, Mandan

10396 Karston Avenue, Albertville, MN, 55301 — assumable FHA mortgage at 3.02%
FHA
Active
54
$400,000$114,068 down
Rate
3.02%
7.03%today
Payment
$1,390/mo
$2,195today
  • 4beds
  • 4baths
  • 3,226sqft

10396 Karston Avenue, Albertville

407 7th Avenue, Mandan, ND, 58554 — assumable FHA mortgage at 3.05%
FHA
Active
42
$214,900$50,371 down
Rate
3.05%
7.03%today
Payment
$792/mo
$1,245today
  • 3beds
  • 2baths
  • —sqft

407 7th Avenue, Mandan

3105 3rd Avenue, Willmar, MN, 56201 — assumable FHA mortgage at 3.07%
FHA
Active
39
$275,000$74,842 down
Rate
3.07%
7.03%today
Payment
$946/mo
$1,484today
  • 4beds
  • 2baths
  • 2,126sqft

3105 3rd Avenue, Willmar

4998 Kama Lane, Albertville, MN, 55301 — assumable VA mortgage at 3.07%
VA
Active
39
$448,000$101,499 down
Rate
3.07%
7.03%today
Payment
$1,638/mo
$2,569today
  • 4beds
  • 4baths
  • 2,630sqft

4998 Kama Lane, Albertville

506 4th Avenue, Valley City, ND, 58072 — assumable FHA mortgage at 3.07%
FHA
Active
41
$155,000$35,701 down
Rate
3.07%
7.03%today
Payment
$564/mo
$885today
  • 5beds
  • 2baths
  • 2,207sqft

506 4th Avenue, Valley City

1617 4th Street, Mankato, MN, 56001 — assumable FHA mortgage at 3.07%
FHA
Active
40
$217,500$50,402 down
Rate
3.07%
7.03%today
Payment
$792/mo
$1,242today
  • 3beds
  • 2baths
  • 1,398sqft

1617 4th Street, Mankato

305 Chatum Lane, Jordan, MN, 55352 — assumable FHA mortgage at 3.07%
FHA
Active
39
$250,000$62,547 down
Rate
3.07%
7.03%today
Payment
$918/mo
$1,441today
  • 3beds
  • 2baths
  • 1,704sqft

305 Chatum Lane, Jordan

420 Freeman Avenue, Luverne, MN, 56156 — assumable FHA mortgage at 3.08%
FHA
Active
24
$229,900$64,921 down
Rate
3.08%
7.03%today
Payment
$795/mo
$1,245today
  • 4beds
  • 2baths
  • 2,415sqft

420 Freeman Avenue, Luverne

6533 Ponderosa Drive, Walker, MN, 56484 — assumable FHA mortgage at 3.10%
FHA
Active
28
$269,000$65,210 down
Rate
3.10%
7.03%today
Payment
$964/mo
$1,507today
  • 2beds
  • 1baths
  • 1,096sqft

6533 Ponderosa Drive, Walker

316 West Street, New Ulm, MN, 56073 — assumable VA mortgage at 3.10%
VA
Active
58
$299,999$82,701 down
Rate
3.10%
7.03%today
Payment
$1,030/mo
$1,610today
  • 5beds
  • 2baths
  • 1,686sqft

316 West Street, New Ulm

411 6th Avenue, Perham, MN, 56573 — assumable FHA mortgage at 4.17%
FHA
Active
34
$245,000$13,694 down
Rate
4.17%
7.03%today
Payment
$1,222/mo
$1,674today
  • 3beds
  • 3baths
  • 2,284sqft

411 6th Avenue, Perham

1004 Canterbury Avenue, Buffalo, MN, 55313 — assumable FHA mortgage at 3.76%
FHA
Active
45
$405,000$40,344 down
Rate
3.76%
7.03%today
Payment
$1,844/mo
$2,654today
  • 6beds
  • 4baths
  • 2,947sqft

1004 Canterbury Avenue, Buffalo

106 Garner Circle, Montrose, MN, 55363 — assumable FHA mortgage at 3.76%
FHA
Active
38
$244,900$33,126 down
Rate
3.76%
7.03%today
Payment
$1,073/mo
$1,544today
  • 3beds
  • 2baths
  • 1,584sqft

106 Garner Circle, Montrose

Assuming a mortgage in South Dakota

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.03%), so you can see the saving before you tour.

Lowest existing rate
2.15%
Lowest existing payment
$310 /mo
Median cash to assume
$116,429
Erik Peterson

Erik Peterson

Realtor License: #9328

Proven Realty

erik@provenrealtynd.com+14065446489Proven Realty logo
Equal Housing Opportunity

Proven Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

Powered by UMe