Erik Peterson

Erik Peterson

(406) 544-6489

Assumable homes for sale in Waconia, MN

29 homesFHA & VA loansrates from 2.15% vs 7.03% today

Waconia assumption guide
114012 Hundertmark Road, Chaska, MN, 55318 — assumable VA mortgage at 2.81%
VA
Active
22
$349,900$126,584 down
Rate
2.81%
7.03%today
Payment
$1,044/mo
$1,694today
  • 4beds
  • 3baths
  • 2,069sqft

114012 Hundertmark Road, Chaska

4305 Cottagewood Court, Excelsior, MN, 55331 — assumable FHA mortgage at 2.87%
FHA
Active
76
$550,000$216,382 down
Rate
2.87%
7.03%today
Payment
$1,553/mo
$2,499today
  • 3beds
  • 2baths
  • 1,810sqft

4305 Cottagewood Court, Excelsior

257 Orange Street, Waconia, MN, 55387 — assumable FHA mortgage at 3.55%
FHA
Active
70
$357,927$92,903 down
Rate
3.55%
7.03%today
Payment
$1,318/mo
$1,946today
  • 4beds
  • 2baths
  • 2,420sqft

257 Orange Street, Waconia

4916 Hanover Road, Mound, MN, 55364 — assumable VA mortgage at 2.15%
VA
Active
21
$319,900$181,433 down
Rate
2.15%
7.03%today
Payment
$1,255/mo
$1,738today
  • 4beds
  • 2baths
  • 1,546sqft

4916 Hanover Road, Mound

8549 Woodland Curve, Saint Bonifacius, MN, 55375 — assumable VA mortgage at 2.86%
VA
Active
54
$499,900$317,900 down
Rate
2.86%
7.03%today
Payment
$1,025/mo
$1,556today
  • 5beds
  • 4baths
  • 2,711sqft

8549 Woodland Curve, Saint Bonifacius

1245 Vernon Drive, Carver, MN, 55315 — assumable FHA mortgage at 3.02%
FHA
Active
29
$359,900$158,394 down
Rate
3.02%
7.03%today
Payment
$1,054/mo
$1,609today
  • 3beds
  • 3baths
  • 2,639sqft

1245 Vernon Drive, Carver

7745 Madelyn Creek Drive, Victoria, MN, 55386 — assumable FHA mortgage at 3.51%
FHA
Active
32
$329,900$182,944 down
Rate
3.51%
7.03%today
Payment
$975/mo
$1,447today
  • 3beds
  • 4baths
  • 2,218sqft

7745 Madelyn Creek Drive, Victoria

24 Main Street, Young America, MN, 55397 — assumable FHA mortgage at 4.42%
FHA
Active
39
$325,000$80,580 down
Rate
4.42%
7.03%today
Payment
$1,331/mo
$1,769today
  • 4beds
  • 2baths
  • 1,784sqft

24 Main Street, Young America

3985 Games Drive, Minnetrista, MN, 55375 — assumable FHA mortgage at 3.80%
FHA
Active
58
$535,000$311,472 down
Rate
3.80%
7.03%today
Payment
$1,556/mo
$2,228today
  • 4beds
  • 4baths
  • 3,550sqft

3985 Games Drive, Minnetrista

3829 Pascolo Bend, Chaska, MN, 55318 — assumable FHA mortgage at 4.17%
FHA
Active
44
$645,000$223,416 down
Rate
4.17%
7.03%today
Payment
$2,224/mo
$3,045today
  • 4beds
  • 3baths
  • 2,805sqft

3829 Pascolo Bend, Chaska

1235 Spring Hill Road, Waconia, MN, 55387 — assumable FHA mortgage at 3.88%
FHA
Active
44
$339,900$193,550 down
Rate
3.88%
7.03%today
Payment
$1,036/mo
$1,469today
  • 4beds
  • 2baths
  • 2,028sqft

1235 Spring Hill Road, Waconia

1128 Fox Run Road, Waconia, MN, 55387 — assumable FHA mortgage at 6.58%
FHA
Active
35
$322,500$24,166 down
Rate
6.58%
7.03%today
Payment
$1,987/mo
$2,080today
  • 4beds
  • 2baths
  • 1,581sqft

1128 Fox Run Road, Waconia

1407 Naples Avenue, Cologne, MN, 55322 — assumable FHA mortgage at 6.32%
FHA
Active
29
$309,900$46,765 down
Rate
6.32%
7.03%today
Payment
$1,701/mo
$1,830today
  • 3beds
  • 2baths
  • 1,642sqft

1407 Naples Avenue, Cologne

401 Shady Lane, Norwood Young America, MN, 55397 — assumable FHA mortgage at 6.79%
FHA
Active
36
$385,000$73,464 down
Rate
6.79%
7.03%today
Payment
$2,064/mo
$2,115today
  • 3beds
  • 3baths
  • 3,084sqft

401 Shady Lane, Norwood Young America

10354 Birchwood Circle, Victoria, MN, 55318 — assumable VA mortgage at 4.875%
VA
Active
13
$384,990$384,990 down
Rate
4.875%
7.03%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,070sqft

10354 Birchwood Circle, Victoria

10356 Birchwood Circle, Victoria, MN, 55318 — assumable VA mortgage at 4.875%
VA
Active
30
$379,990$379,990 down
Rate
4.875%
7.03%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,921sqft

10356 Birchwood Circle, Victoria

4327 Meadowview Drive, Waconia, MN, 55387 — assumable FHA mortgage at 5.25%
FHA
Active
22
$499,990$499,990 down
Rate
5.25%
7.03%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 2,350sqft

4327 Meadowview Drive, Waconia

4334 Meadowview Drive, Waconia, MN, 55387 — assumable FHA mortgage at 5.25%
FHA
Active
11
$439,990$439,990 down
Rate
5.25%
7.03%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 2,309sqft

4334 Meadowview Drive, Waconia

4338 Meadowview Drive, Waconia, MN, 55387 — assumable FHA mortgage at 5.25%
FHA
Active
18
$449,990$449,990 down
Rate
5.25%
7.03%today
Payment
$0/mo
  • 5beds
  • 3baths
  • 2,485sqft

4338 Meadowview Drive, Waconia

4323 Meadowview Drive, Waconia, MN, 55387 — assumable FHA mortgage at 5.25%
FHA
Active
14
$520,124$520,124 down
Rate
5.25%
7.03%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 2,350sqft

4323 Meadowview Drive, Waconia

4336 Meadowview Drive, Waconia, MN, 55387 — assumable FHA mortgage at 5.25%
FHA
Active
24
$459,990$459,990 down
Rate
5.25%
7.03%today
Payment
$0/mo
  • 5beds
  • 3baths
  • 2,485sqft

4336 Meadowview Drive, Waconia

4179 Narrows Canyon Trail, Chaska, MN, 55318 — assumable FHA mortgage at 5.891%
FHA
Active
21
$826,865$826,865 down
Rate
5.891%
7.03%today
Payment
$0/mo
  • 5beds
  • 4baths
  • 3,931sqft

4179 Narrows Canyon Trail, Chaska

324 Watkins Glen Court, Chaska, MN, 55318 — assumable FHA mortgage at 5.891%
FHA
Active
24
$729,840$729,840 down
Rate
5.891%
7.03%today
Payment
$0/mo
  • 5beds
  • 4baths
  • 3,363sqft

324 Watkins Glen Court, Chaska

4195 Narrows Canyon Trail, Chaska, MN, 55318 — assumable FHA mortgage at 5.891%
FHA
Active
27
$799,855$799,855 down
Rate
5.891%
7.03%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,959sqft

4195 Narrows Canyon Trail, Chaska

10362 Birchwood Circle, Victoria, MN, 55318 — assumable FHA mortgage at 5.891%
FHA
Active
17
$379,990$379,990 down
Rate
5.891%
7.03%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,921sqft

10362 Birchwood Circle, Victoria

10364 Birchwood Circle, Victoria, MN, 55318 — assumable FHA mortgage at 5.891%
FHA
Active
16
$399,990$399,990 down
Rate
5.891%
7.03%today
Payment
$0/mo
  • 4beds
  • 4baths
  • 2,070sqft

10364 Birchwood Circle, Victoria

10382 Birchwood Circle, Victoria, MN, 55318 — assumable FHA mortgage at 6.50%
FHA
Active
18
$449,990$449,990 down
Rate
6.50%
7.03%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,317sqft

10382 Birchwood Circle, Victoria

1836 Fields Drive, Carver, MN, 55315 — assumable FHA mortgage at 6.95%
FHA
Active
38
$519,900$507,269 down
Rate
6.95%
7.03%today
Payment
$88/mo
$89today
  • 4beds
  • 3baths
  • 2,023sqft

1836 Fields Drive, Carver

3000 Devon Lane, Mound, MN, 55364 — assumable FHA mortgage at 6.95%
FHA
Active
42
$324,999$296,694 down
Rate
6.95%
7.03%today
Payment
$194/mo
$195today
  • 2beds
  • 1baths
  • 1,059sqft

3000 Devon Lane, Mound

Assuming a mortgage in Waconia

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.03%), so you can see the saving before you tour.

Lowest existing rate
2.15%
Lowest existing payment
$975 /mo
Median cash to assume
$317,900
Erik Peterson

Erik Peterson

Realtor License: #9328

Proven Realty

erik@provenrealtynd.com+14065446489Proven Realty logo
Equal Housing Opportunity

Proven Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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