Erik Peterson

Erik Peterson

(406) 544-6489

Assumable homes for sale in Waite Park, MN

47 homesFHA & VA loansrates from 2.31% vs 7.03% today

Waite Park assumption guide
302 14th Street, Sartell, MN, 56377 — assumable FHA mortgage at 2.94%
FHA
Active
28
$269,900$103,269 down
Rate
2.94%
7.03%today
Payment
$801/mo
$1,278today
  • 2beds
  • 2baths
  • 1,616sqft

302 14th Street, Sartell

26 4th Avenue, Saint Joseph, MN, 56374 — assumable FHA mortgage at 3.45%
FHA
Active
25
$287,000$40,988 down
Rate
3.45%
7.03%today
Payment
$1,205/mo
$1,802today
  • 4beds
  • 2baths
  • 2,126sqft

26 4th Avenue, Saint Joseph

1670 Peach Court, Sauk Rapids, MN, 56379 — assumable VA mortgage at 2.87%
VA
Active
34
$284,900$84,430 down
Rate
2.87%
7.03%today
Payment
$933/mo
$1,501today
  • 3beds
  • 2baths
  • 1,718sqft

1670 Peach Court, Sauk Rapids

1002 10th Avenue, Saint Cloud, MN, 56303 — assumable FHA mortgage at 2.91%
FHA
Active
$230,000$90,090 down
Rate
2.91%
7.03%today
Payment
$674/mo
$1,079today
  • 3beds
  • 3baths
  • 2,080sqft

1002 10th Avenue, Saint Cloud

3408 Old Creek Way, Sauk Rapids, MN, 56379 — assumable VA mortgage at 2.96%
VA
Active
44
$557,000$203,132 down
Rate
2.96%
7.03%today
Payment
$1,671/mo
$2,658today
  • 4beds
  • 4baths
  • 3,338sqft

3408 Old Creek Way, Sauk Rapids

830 Mckinley Place, Saint Cloud, MN, 56301 — assumable VA mortgage at 2.98%
VA
Active
54
$209,999$63,446 down
Rate
2.98%
7.03%today
Payment
$693/mo
$1,100today
  • 3beds
  • 3baths
  • 1,550sqft

830 Mckinley Place, Saint Cloud

850 Meadowlawn Court, Sartell, MN, 56377 — assumable VA mortgage at 3.23%
VA
Active
56
$539,900$185,945 down
Rate
3.23%
7.03%today
Payment
$1,772/mo
$2,724today
  • 4beds
  • 4baths
  • 3,460sqft

850 Meadowlawn Court, Sartell

443 Cedarwood Court, Waite Park, MN, 56387 — assumable VA mortgage at 3.76%
VA
Active
61
$349,900$75,330 down
Rate
3.76%
7.03%today
Payment
$1,391/mo
$2,002today
  • 4beds
  • 3baths
  • 2,306sqft

443 Cedarwood Court, Waite Park

3531 12th Avenue, Saint Cloud, MN, 56304 — assumable VA mortgage at 2.31%
VA
Active
29
$385,000$247,694 down
Rate
2.31%
7.03%today
Payment
$729/mo
$1,177today
  • 4beds
  • 2baths
  • 2,836sqft

3531 12th Avenue, Saint Cloud

2312 Wyoming Court, Sartell, MN, 56377 — assumable VA mortgage at 2.39%
VA
Active
39
$499,000$304,359 down
Rate
2.39%
7.03%today
Payment
$1,853/mo
$2,521today
  • 5beds
  • 4baths
  • 3,360sqft

2312 Wyoming Court, Sartell

745 27th Avenue, Saint Cloud, MN, 56303 — assumable VA mortgage at 2.89%
VA
Active
24
$214,000$108,174 down
Rate
2.89%
7.03%today
Payment
$506/mo
$813today
  • 2beds
  • 2baths
  • 2,050sqft

745 27th Avenue, Saint Cloud

608 5th Avenue, Sartell, MN, 56377 — assumable FHA mortgage at 3.02%
FHA
Active
27
$307,900$303,406 down
Rate
3.02%
7.03%today
Payment
$22/mo
$35today
  • 3beds
  • 2baths
  • 1,622sqft

608 5th Avenue, Sartell

351 20th Avenue, Saint Cloud, MN, 56303 — assumable FHA mortgage at 5.41%
FHA
Active
21
$168,888Potential short sale
Rate
5.41%
7.03%today
Payment
$1,027/mo
$1,219today
  • 6beds
  • 2baths
  • 1,877sqft

351 20th Avenue, Saint Cloud

304 7th Avenue, Sartell, MN, 56377 — assumable VA mortgage at 4.98%
VA
Active
34
$317,900$56,714 down
Rate
4.98%
7.03%today
Payment
$1,499/mo
$1,868today
  • 3beds
  • 2baths
  • 1,689sqft

304 7th Avenue, Sartell

2041 Northway Circle, Saint Cloud, MN, 56303 — assumable FHA mortgage at 4.99%
FHA
Active
44
$270,000$43,868 down
Rate
4.99%
7.03%today
Payment
$1,295/mo
$1,612today
  • 4beds
  • 2baths
  • 1,946sqft

2041 Northway Circle, Saint Cloud

220 33rd Avenue, Saint Cloud, MN, 56303 — assumable VA mortgage at 5.23%
VA
Active
24
$119,900$9,636 down
Rate
5.23%
7.03%today
Payment
$648/mo
$785today
  • 3beds
  • 1baths
  • 1,152sqft

220 33rd Avenue, Saint Cloud

2610 Ocarina Drive, Sauk Rapids, MN, 56379 — assumable FHA mortgage at 3.99%
FHA
Active
23
$305,000$126,385 down
Rate
3.99%
7.03%today
Payment
$992/mo
$1,388today
  • 3beds
  • 2baths
  • 1,630sqft

2610 Ocarina Drive, Sauk Rapids

712 10th Avenue, Saint Cloud, MN, 56301 — assumable FHA mortgage at 5.30%
FHA
Active
23
$199,900$40,164 down
Rate
5.30%
7.03%today
Payment
$949/mo
$1,140today
  • 3beds
  • 2baths
  • 1,176sqft

712 10th Avenue, Saint Cloud

1018 3rd Street, Sauk Rapids, MN, 56379 — assumable FHA mortgage at 5.23%
FHA
Active
32
$249,500$60,843 down
Rate
5.23%
7.03%today
Payment
$1,109/mo
$1,343today
  • 3beds
  • 2baths
  • 1,848sqft

1018 3rd Street, Sauk Rapids

1213 15th Street, Sartell, MN, 56377 — assumable FHA mortgage at 6.54%
FHA
Active
12
$299,900$4,287 down
Rate
6.54%
7.03%today
Payment
$1,916/mo
$2,015today
  • 4beds
  • 2baths
  • 2,185sqft

1213 15th Street, Sartell

436 9th Street, Waite Park, MN, 56387 — assumable VA mortgage at 6.54%
VA
Active
44
$319,900$24,492 down
Rate
6.54%
7.03%today
Payment
$1,949/mo
$2,049today
  • 4beds
  • 4baths
  • 3,004sqft

436 9th Street, Waite Park

4706 8th Street Loop, Saint Cloud, MN, 56304 — assumable FHA mortgage at 6.72%
FHA
Active
43
$369,900$35,094 down
Rate
6.72%
7.03%today
Payment
$2,190/mo
$2,261today
  • 5beds
  • 3baths
  • 2,285sqft

4706 8th Street Loop, Saint Cloud

1204 Whitney Drive, Saint Cloud, MN, 56303 — assumable FHA mortgage at 6.78%
FHA
Active
27
$275,000$16,754 down
Rate
6.78%
7.03%today
Payment
$1,725/mo
$1,769today
  • 4beds
  • 2baths
  • 1,926sqft

1204 Whitney Drive, Saint Cloud

623 7th Street, Saint Cloud, MN, 56304 — assumable VA mortgage at 7.09%
VA
Active
39
$269,900$27,197 down
Rate
7.09%
7.03%today
Payment
$1,680/mo
$1,670today
  • 3beds
  • 2baths
  • 1,570sqft

623 7th Street, Saint Cloud

805 13th Street, Sauk Rapids, MN, 56379 — assumable FHA mortgage at 7.17%
FHA
Active
29
$319,900$27,080 down
Rate
7.17%
7.03%today
Payment
$2,027/mo
$1,998today
  • 4beds
  • 2baths
  • 1,708sqft

805 13th Street, Sauk Rapids

288 Park Avenue, Saint Cloud, MN, 56301 — assumable VA mortgage at 6.50%
VA
Active
24
$275,000$28,307 down
Rate
6.50%
7.03%today
Payment
$1,574/mo
$1,662today
  • 2beds
  • 2baths
  • 1,520sqft

288 Park Avenue, Saint Cloud

707 Erickson Court, Sauk Rapids, MN, 56379 — assumable VA mortgage at 6.71%
VA
Active
40
$415,000$50,084 down
Rate
6.71%
7.03%today
Payment
$2,441/mo
$2,522today
  • 4beds
  • 3baths
  • 2,422sqft

707 Erickson Court, Sauk Rapids

1801 Eastern Star Loop, Sauk Rapids, MN, 56379 — assumable FHA mortgage at 6.87%
FHA
Active
13
$319,900$57,074 down
Rate
6.87%
7.03%today
Payment
$1,764/mo
$1,793today
  • 5beds
  • 2baths
  • 2,480sqft

1801 Eastern Star Loop, Sauk Rapids

239 32nd Avenue, Saint Cloud, MN, 56303 — assumable FHA mortgage at 6.99%
FHA
Active
37
$169,900$19,636 down
Rate
6.99%
7.03%today
Payment
$1,021/mo
$1,025today
  • 2beds
  • 1baths
  • 1,232sqft

239 32nd Avenue, Saint Cloud

612 5th Avenue, Saint Cloud, MN, 56304 — assumable FHA mortgage at 7.18%
FHA
Active
15
$194,900$27,848 down
Rate
7.18%
7.03%today
Payment
$1,164/mo
$1,147today
  • 2beds
  • 1baths
  • 1,054sqft

612 5th Avenue, Saint Cloud

901 31st Avenue, Saint Cloud, MN, 56303 — assumable FHA mortgage at 5.52%
FHA
Active
60
$279,900$72,807 down
Rate
5.52%
7.03%today
Payment
$1,252/mo
$1,468today
  • 5beds
  • 3baths
  • 2,558sqft

901 31st Avenue, Saint Cloud

134 7th Avenue, Waite Park, MN, 56387 — assumable FHA mortgage at 5.52%
FHA
Active
29
$215,000$56,217 down
Rate
5.52%
7.03%today
Payment
$958/mo
$1,124today
  • 3beds
  • 2baths
  • 1,346sqft

134 7th Avenue, Waite Park

5708 Nightingale Court, Saint Cloud, MN, 56303 — assumable FHA mortgage at 6.82%
FHA
Active
48
$460,000$125,376 down
Rate
6.82%
7.03%today
Payment
$2,241/mo
$2,290today
  • 6beds
  • 3baths
  • 5,393sqft

5708 Nightingale Court, Saint Cloud

1417 Lavender Ave S, Sartell, MN, 56377 — assumable FHA mortgage at 6.90%
FHA
Active
38
$540,000$129,817 down
Rate
6.90%
7.03%today
Payment
$2,819/mo
$2,856today
  • 5beds
  • 3baths
  • 3,234sqft

1417 Lavender Ave S, Sartell

1521 Garfield Court, Saint Cloud, MN, 56301 — assumable FHA mortgage at 5.52%
FHA
Active
31
$200,000$65,487 down
Rate
5.52%
7.03%today
Payment
$811/mo
$951today
  • 4beds
  • 2baths
  • 3,496sqft

1521 Garfield Court, Saint Cloud

141 36th Avenue, Saint Cloud, MN, 56303 — assumable FHA mortgage at 5.25%
FHA
Active
25
$245,000$128,525 down
Rate
5.25%
7.03%today
Payment
$688/mo
$832today
  • 3beds
  • 2baths
  • 1,152sqft

141 36th Avenue, Saint Cloud

Assuming a mortgage in Waite Park

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.03%), so you can see the saving before you tour.

Lowest existing rate
2.31%
Lowest existing payment
$506 /mo
Median cash to assume
$84,430
Erik Peterson

Erik Peterson

Realtor License: #9328

Proven Realty

erik@provenrealtynd.com+14065446489Proven Realty logo
Equal Housing Opportunity

Proven Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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